Service Charges
Effective 09-01-2023
The service charges appearing in this Schedule are accurate and effective for accounts as of the date indicated on this schedule. If you have any questions or require current information on your account, please call the credit union.
| Share Draft Fees: | Price |
|---|---|
| Transfer Fee | $2.00 |
| NSF Fee | $35.00 |
| Courtesy Pay Fee | $35.00 |
| Stop Payment Fee | $35.00 |
| Stop Payment on CU Checks Fee (over $500, must purchase an Indemnity Bond) |
$50.00 |
| Share Draft Print Fee | Varies |
| Business Share Draft Fee | Varies |
| Other Service Fees: | Price |
| Account Reconciliation Fee | $25.00 per hour |
| Account Research Fee | $25.00 per hour |
| Deposit Item Return Fee | $35.00 |
| Original Check Copy Fee | $2.00 |
| Outgoing Wire Transfer Fee | $35.00 |
| Incoming Wire Transfer Fee | $20.00 |
| NSF ACH Fee - An NSF charge is imposed each time an item is presented against insufficient funds. The payee (or the payee's institution) may re-present a previously returned item. Each presentment against insufficient funds will result in a seperate charge | $35.00 |
| ACH Stop Payment Fee | $35.00 |
| Loan Application Fee | $125.00 |
| Additional Monthly Statement Fee | $3.00 |
| Counter Check Fee | $3.00 per sheet |
| Dormant Account over 1 year | $10.00 per month |
| Credit Union Check Fee | $5.00 |
| Credit Union Check Copy Fee | $3.00 |
| Debit Card Pin Reorder Fee | $10.00 |
| Debit Card Replacement Fee | $15.00 |
| Debit Card Close & Reorder Fee | $25.00 |
| Annual Debit Card Fee- International Transaction Debit....1.0% of transaction amount. This fee applies to any debit card transaction made at a location in a foreign country, or payable to a merchant located in a foreign country even if you initiate the transaction from within the United States | $10.00/individual $15.00/joint |
| Reopen Closed & Closed within 90 day Account fee | $25.00 |
| Visa Late Fee/ Over Limit | $39.00 |
| Visa Gift Cards | $5.00 |
| Travel Cards | $5.00 |
| Mortgage Payoff Request | $25.00 |
| Returned Mail Fee | $5.00 per item |
| IRA Account Annual Maintenance | $50.00 |
